FINANCIAL PRODUCTS FOR ENTERPRISING WOMEN
Svasti Dhan Adhikaar Services
Svasti offers a range of financial products that help fulfill every woman's right to finance.
We work primarily on trust, and the Power of Five which drives our core Microfinance (Joint Liability Group Loans) business.
In addition to our JLG loans, we also offer MSME Loans for micro, small, and medium size businesses, and customised Consumer Finance for select Svasti customers.
To know more about our products and services, explore the page below, or get in touch with us using the contact form here.
SVASTI PRODUCTS FULFILLING THE RIGHT TO FINANCE
Leveraging the Power of Five
Svasti's Joint Liability Group Loans (JLG) provide groups of women loans ranging from thirty-two thousand to one-lakh-four-thousand rupees, to finance business setup or expansion, or any other productive needs. Svasti Microfinance Loans are provided with less emphasis on documentation, and more emphasis on trust.
Cash-Flow for Customers
Svasti's Consumer Finance helps our existing Microfinance and Micro LAP customers with short-term EMI repayment options for the purchase of essential services like medical insurance.
Transforming Lives Significantly
We understand the growing needs and aspirations of our customers, which is why we use SvasTech to identify and upgrade Microfinance customers with Micro LAP, that helps them expand a business, meet business-related expenses, acquire assets, or consolidate loans, based on their financial needs and repayment capacity.
Svasti Microfinance Interest Rates
MICROFINANCE
Minimum Interest Rate*
26.50 %
Maximum Interest Rate*
26.50 %
Average Interest Rate*
26.50 %
Processing Fee
1.5 % of the loan amount + applicable GST
* The Interest Rate is modified from 26.00% to 26.50% with effect from 06-Jan-2023 onward, for Microfinance Loans.
CONSUMER FINANCE
Minimum Interest Rate*
26.50 %
Maximum Interest Rate*
26.50 %
Average Interest Rate*
26.50 %
Processing Fee
1.5 % of the loan amount + applicable GST
* The Interest Rate is modified from 26.00% to 26.50% with effect from 06-Jan-2023 onward, for Consumer Finance Loans.
Micro LAP
Minimum Interest Rate
24.00 %
Maximum Interest Rate
24.00 %
Average Interest Rate
24.00 %
Processing Fee
Please see the list below.
SVASTI TODAY
BRANCHES
EMPLOYEES
CUSTOMERS
CRORES PORTFOLIO*
LOAN ENQUIRIES
OFFICE TIMINGS
9.30am - 6.30pm
Mon - Sat
