Svasti Policies, Disclosures, and Compliance

Svasti is committed to transparency and accountability on all fronts. On this page, you will find all documents relevant to our investors, customers, and as required by law. Please click to read and download whatever you need.

REGULATORY DISCLOSURES
SMPL Liquidity Risk Disclosure (FY22-23)
SMPL TeleCalling Collection Agency
ANNUAL RETURNS
Svasti Annual Return FY 2023
SMPL Annual Return FY 2022
SMPL Annual Return FY 2021
FINANCIALS & AUDIT
Svasti Financials & Audit, 23-24
Svasti Financials & Audit, 22-23
Svasti Financials & Audit, 21-22
Svasti Financials & Audit, 20-21
Svasti Financials & Audit, 19-20
Svasti Financials & Audit, 18-19
Svasti Financials & Audit, 17-18
Svasti Financials & Audit, 16-17
COMPLIANCE POLICIES
Customer Grievance Redressal
Occupational Hazards Policy
Policy on Non-credit Products
Company Privacy Policy
CODE OF CONDUCT
English - Employee Code of Conduct
हिंदी - कर्मचारी आचार संहिता
English - Collection Code of Conduct
हिंदी - संग्रह आचार संहिता
English - Institutional Principles and Ethics
हिंदी - संस्थागत सिद्धांत और नैतिकता
English - Fair Practice Code
हिंदी - उचित व्यवहार संहिता
मराठी - वाजवी सराव संहिता
ગુજરાતી - વાજબી પ્રેક્ટિસ કોડ
தமிழ் - நியாயமான நடைமுறைக் குறியீடு
PREVENTION OF SEXUAL HARASSMENT
Prevention of Sexual Harassment Policy
Gender Policy
RATINGS & CERTIFICATION
SMERA - COCA 2023-2024
SMERA Grading 2023-2024
SMERA - COCA 2022-2023
SMERA Grading 2022-2023
MFR Social Rating 2022
MFR CPC Certification 2022
SMERA - COCA 2021-2022
SMERA Grading 2021-2022
AFISAR Rating SDG Rating 2022
AFISAR Rating SDG Rating 2022
Acuite Rating 2020
ICRA - COCA 2019
CSR & ESG
Svasti CSR Policy 2022
SMPL Anti Bribery Anti Corruption Policy
SMPL ESG Policy
SMPL Green Policy
SMPL Conflict of Interest Policy